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Travel Insurance – needed in Canada and overseas!

As we approach year-end, many Canadians are planning for trips abroad to escape some of our winter weather and for holiday trips to other parts of Canada. So for the next couple of blogs, I am going to...

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Travel Insurance – outside Canada

Greetings once again and I am going to pickup from last week’s topic of the need for travel medical and dental insurance – this time looking at things outside Canada. First, of course, the quality of...

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From loyalty programs to the true cost of credit cards

Moving past the cost of loyalty programs to credit cards My last blog covered how the costs of all the loyalty programs are passed along to all consumers – even those who don’t belong to such programs....

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Lifting the veil on ETFs – Part 2 of 4

Stock ETFs The first and most popular ETFs track stocks. Many funds track national indexes. Bond ETFs Exchange-traded funds that invest in bonds are known as Bond ETFs. They thrive during economic...

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Lifting the veil on ETFs – Part 4 of 4

Warning about the fees and costs of ETFs The expense ratio is not the only cost of investing in exchange traded funds. ETF shares must be purchased through a regular stock brokerage account. There will...

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Dying isn’t free (no good deed goes unpunished!)

I know this sounds a bit irreverent or flippant however it is meant to stimulate some hard thinking about the real costs of dying. Sure, there are lots of lists around, but I haven’t found 1 yet that...

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